Bert J. van der Werff Agencies of New York LLC - Accident, Disability, Dental, Supplemental Health, Critical Illness and Cancer, Life, and Health Insurance

Disability Coverage

Provides 60% of the employee's income above and beyond state disability benefits if the employee is unable to work due to an accident, sickness (including COVID-19), and even pregnancy. Benefits are paid directly to the employee regardless of what is or isn't covered by their state disability, health insurance, or other coverages. Payments can be used for any purpose including, but not limited to, paying monthly bills to help keep things going while the employee is out of work.

Employees Can Customize Their Policy To Select Their Own:

Benefit Amout

Benefit Period

Elimination Period

*Speak To A Licensed Representative For Full Coverage Explanation, Limitations, and Definitions. Plan Design Subject To Underwriting.

On/Off Job Coverage Available

Employees can be covered both on and off the job, so no matter where an unexpected event might occur we've got your employees covered! (Literally)

Family Coverage Available

Employees can cover just themselves or their entire family! They can choose between single, single+spouse, single+children, or family coverage! How's that for options!

Coverage is Portable

Whether an employee quits, is terminated, or simply retires they can take their coverage with them without a change in price or coverage! Very unique for workplace benefits. How amazing is that!